Every month this stays unsettled, her deficit grows
123 Main St, Anytown costs roughly $6,610/month to carry. Jane's half is $3,305/month — accruing whether or not the house is listed or sold. The longer this goes unresolved, the larger the amount she ultimately owes.
$0.00
accruing this month, illustrative · based on her $3,305/mo carrying-cost share
Her Monthly Carrying-Cost Share
$3,305
Documented Claim To Date
$1,242.25
John's Settlement Offer
$130,000
If this stays unresolved for
Added carrying cost (her share)
1 more month
$3,305
3 more months
$9,915
6 more months
$19,830
12 more months
$39,660
Settle now — $130,000
$130,000 cash to her, now
Full documented claim (currently $1,242.25 and rising) is forgiven
Preserves the 2.4% mortgage rate — worth roughly $13,000/yr vs. today's rates
No further carrying-cost accrual and no further legal costs
Keep waiting
$3,305/month in carrying costs continues to accrue on her side
The full documented claim ($1,242.25 and growing) remains payable
Risk of losing the 2.4% rate preservation entirely
Continued legal and administrative costs for both sides
John's Offer
$130,000 now
Instead of paying back the full claim — settled today, in full, no further accrual.
Figures above reflect documented expenses and agreed household carrying-cost estimates as of the date shown at the top of this page. The monthly ticker is an illustrative real-time accrual based on the $3,305/month carrying-cost share, not a running historical total. Presented for settlement discussion purposes only; not an admission as to any specific amount owed.
Expense Categories
Tap any category to see every charge — each line links to the actual bill or a source record.
Note on child support: separate from everything on this page, John paid the court-ordered child support (Consent Judgment of Jan 12, 2025; guideline worksheet: $1,011.95/month) through May 1, 2026, via lump-sum check — worksheet and judgment on file. Child support is not part of this reimbursement claim and is not credited against it. Likewise, direct support John provided to his son Eli during this period (approximately $7,700 — fuel, food, and school needs) is not claimed and does not appear as line items.
Mortgage amounts come from Assurance Financial payment notifications; Venmo-paid items from official monthly Venmo statements. Originals available on request. Informational, for settlement discussion.
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